Monday, September 28, 2009

School has been in session for about a month now (okay, maybe a little less) and I'm really and truly trying to get back into the school groove. I knew it would be an adjustment, but I guess I really need to get a better grasp of just how much time I will need to spend on school work in order to really and fully absorb it.

Aside from that, in the bigger picture, I've definitely noticed something about myself that I guess I've known for a while, but didn't really acknowledge; I will sometimes get stuck on the smallest things and they ultimately grow to feel like HUGE things!

For example, I had the option to either take my school's health insurance (which would be cheaper per semester than my other option) or to continue on COBRA that I get through my last job. I was relieved to hear that COBRA would be only about half of what it was for me the last time I used it. (I don't have the specifics on why right now, but I do have them at home.) ANYWAY, whenever I've had to make a decision about any job there has always been 1 factor that I absolutely must consider: will this insurance cover my breast issues?

This time around was no different. I had to make sure if I were to continue COBRA that I would be covered in the exact same way and I would be able to see a specialist here (specifically one that my breast surgeon in Boston recommended.) My school's insurance only covers 80% over lab and surgical procedures and if you are in a position where you need to have surgery that costs $13,000 - $18,000, having to pay 20% of that cost as a poor grad doesn't seem too appealing ($2,600 - $3,600, FYI.)

However, I really didn't want to call the insurance company not for a desire to have unanswered questions, but because any time I've called them I've had to be put on hold for at least 20 minutes and I don't have the patience for it. Therefore, I kept putting it off and putting it off and of course in my head, it became this HUGE task that I had to complete. Finally, I just CALLED them and got the answers I needed. During that whole period when I wasn't calling but had it on my mind, it was a constant burden and quite frankly, a royal pain in the ass. The more I knew I had to do it, the more I didn't want to do it.

It's funny that I'll get stuck on small tasks like that and then they will remain unfinished and seem insurmountable...until I just buck up, do it and it's done. It's also odd that I do this to myself because I HATE outstanding items. Hate hate HATE them!

I've made a promise to myself that I will try to push to get things done in a more effective and productive way. However, right now, I don't have a definitive solution or plan. Maybe I just have to get myself into the habit of doing it.

Thoughts?